How To Improve Your Credit Score

I don't know about you, but if it weren't for my dad my credit score would be awful. I will admit I am married and have been for almost 6 months but I still rely a little on my daddy for help. Before we were  engaged (like 2 years before), I got a new car that my dad put in his name and my name; he said he would make the payments but it would help my credit. Then after we got engaged, I got another  new car that my dad did the same thing he did a few years back, because we thought we were going to have to let my step mom have my old car but it didn't end up happening but instead of my sister getting a new car in a year she will have my old one. So basically I have 2 cars in my name and it has been helping my credit ever since.

Unfortunately, my husband is not as lucky as I am. He has student loans that he still owes, doesn't have a credit card and nothing to build up his credit. Since we got married, we have been researching ways to help build his credit so when we do make big purchases or need to get a loan, my name isn't the only name on it.

How To Improve Your Credit Score

Keep balances low on credit cards

Pay your bills on time

Apply for a credit card

Become an authorized user on a credit card

Don't close out any credit cards

Don't open a lot of accounts at once

Pay off student loans & any other debts

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